Senior Product Manager

Join AXA XL Americas as a Sr. Product Manager supporting US Middle Market. This role will help drive product strategy, underwriting execution, and portfolio performance across the Middle Market portfolio, with an emphasis on industry-focused solutions that support evolving business needs. Working closely with underwriting, actuarial, claims, risk engineering, legal, regulatory, compliance, and distribution partners, this position will help develop guidelines, shape strategic direction, and deliver competitive, compliant, and profitable property solutions for middle-market clients. What you’ll be doing What will your essential responsibilities include? Lead product and industry solutions support across the US Middle Market portfolio, helping align product strategy, underwriting guidance, and portfolio priorities with business objectives. Partner with underwriting leadership to shape strategic direction across assigned areas, including growth priorities, underwriting appetite, portfolio mix, and product positioning. Support established and emerging business segments by evaluating market needs, developing practical product guidance, and helping build scalable solutions as priorities evolve. Participate heavily in portfolio management activities, including monitoring performance trends, evaluating profitability, identifying emerging issues, and recommending actions to support sustainable growth. Develop, maintain, and enhance underwriting guidelines, product guidance, coverage positions, and related tools to support consistent underwriting execution across the Middle Market portfolio. Collaborate with Underwriting, Actuarial, Claims, Risk Engineering, Legal, Regulatory, Compliance, and Distribution to align product, pricing, appetite, and industry strategies with business objectives. Provide technical support and subject matter expertise to underwriters on industry-specific exposures, coverage considerations, risk selection, and referral topics. Assist in the creation and implementation of product and coverage solutions that differentiate AXA XL in targeted Middle Market segments. Support pricing, rate, and portfolio discussions by providing industry-specific insight and helping connect underwriting strategy to portfolio performance. Serve as a liaison for regulatory and compliance considerations related to products, guidelines, and business strategies the Middle Market team intends to pursue. Create and update product materials, underwriting resources, training content, and stakeholder communications to support internal adoption and consistent execution. Build robust internal and external relationships with underwriting teams, brokers, insureds, and business partners to support product adoption, retention, and profitable growth. Represent the product and Industry Solutions team in internal forums, cross-functional working groups, and external industry discussions as needed. Travel as needed to support broker, client, underwriting, and industry engagement. You will report to the Head of Industry Solutions. What you will BRING We’re looking for someone who has these abilities and skills: Bachelor’s degree required; related professional designations (e.g., CPCU) preferred but not required. Extensive Commercial Property & Casualty experience, with exposure to product development, underwriting support, or pricing. Outstanding written and verbal communication skills; ability to explain complex concepts clearly. Team player with initiative and the ability to work without supervision when needed. Solid analytical skills and comfort with data-driven decision making. Effective time management and ability to handle competing priorities. Understanding of risk management, regulatory considerations, and market practices in Property and Casualty. Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com. What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars: Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving. For more information, please see Sustainability at AXA XL. (If needed) Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future. The U.S. base salary range for this position is USD 132,000 - 257,100 . Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay. At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.