Internal Control Officer - Corporate

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.

Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

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Join our Risk & Compliance department as an Internal Controller - Corporate to support Qonto's strategic evolution into a Credit Institution.

You will work closely with the Risk, Regulatory, and Finance teams to ensure robust compliance with banking regulations and capital requirements.

Your role is critical in maintaining our financial resilience and ensuring we meet all prudential obligations, directly contributing to the stability and scalability of Qonto’s operations.

👩‍💻🧑‍💻 As an Internal Controller, you will:

• Secure Compliance: Oversee compliance with capital risk management frameworks and financial resilience requirements, ensuring we meet all solvency and liquidity standards;

• Execute Controls: Perform controls on credit risk assessment, while evaluating counterparty risk and mitigation techniques;

• Monitor Market Risks: Execute controls on Interest Rate Risk in the Banking Book, FX risk, and Liquidity Risk management to safeguard the bank’s financial position;

• Ensure Regulatory Reporting: Perform second-level controls on regulatory reporting and Pillar III disclosures to guarantee accuracy and compliance with timelines;

• Drive Remediation: Collaborate with the Risk, Regulatory and Finance (Accounting, ALM & Treasury) teams to address control findings, driving process improvements and ensuring timely implementation of corrective actions.

🤔 What you can expect

• Strategic Impact: Be at the heart of Qonto's biggest milestone—becoming a Credit Institution. Your work directly secures our license and regulatory standing;

• Expert Team: Join a high-performing team of specialists covering diverse risks (Finance, Legal, AFC), where curiosity and continuous improvement are part of the DNA;

• High-Level Exposure: Interact regularly with senior stakeholders (Leads and Heads) across Risk, Regulatory, and Finance functions;

• Continuous Learning: Work in a fast-evolving fintech environment, you will constantly adapt to new regulations and business challenges, deepening your expertise in banking compliance;

• Hybrid Flexibility: Enjoy a balanced work environment from our Paris office (3 days/week) and remote (2 days/week).

🤝 About your future Manager

You will report to our Lead Internal Control Jérémy. They are dedicated to building a best-in-class control framework and value autonomy, rigor, and proactive communication. They will provide the structure you need (monthly control plans, kick-offs) while trusting you to manage your deadlines and stakeholders independently.

🏅 About You

• Experience: You have 3 to 5 years of experience in Big Four (Financial Services/Banking practice) or Internal Audit within a traditional bank;

• Industry Knowledge: You have a solid background in the banking sector (Credit Institutions) and have hands-on experience with capital adequacy and credit risk framework;

• Analytical  Mindset: You have strong risk assessment skills and can identify control gaps, propose relevant remediation, and challenge the status quo constructively;

• Soft Skills: You are autonomous and rigorous, capable of managing strict deadlines. You also have strong stakeholder management skills, able to communicate complex findings clearly;

• Language: You are fluent in French and English. French is mandatory for regulatory documentation and communication.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.\n

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On average, our hiring process lasts 20 working days. More information on our candidate journey here

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If you receive a suspicious message claiming to be from Qonto, please report it right away ([email protected])